Hearing Aid Insurance Just Makes Sense
Posted by Living Sounds
You most likely have health insurance, life insurance, car insurance, and maybe even phone insurance, so it just makes sense to look into insurance for your hearing aids as well. These tiny devices are essential to your everyday health and well-being, so it’s important to keep them protected.
At Living Sounds Hearing Centre we work hard to ensure that your hearing aids are fitting well and secure but it’s so hard to prepare for some of life’s unexpected accidents. We hear of people losing their hearing aids or having them damaged beyond repair from time to time. One common occurrence is pets eating them. Another is misplacing them when traveling or losing them when you have a sudden emergency. In any case, making sure your hearing aids are protected from lost or damage is very important.
All hearing aids from Living Sounds Hearing Centre come with a minimum of one year of insurance from the manufacturer and better models can have up to three years of insurance. However, most hearing aid users are expecting their hearing aids to be used much longer than the standard loss and damage coverage from the manufacturer.
The first thing to do is check with your home insurance provider. Most Content Insurance policies cover the loss or damage of hearing aids already. Depending on your insurance company, they may have different guidelines concerning the coverage of hearing aids and may require a separate insurance rider to cover the hearing aids from loss or damage. At any rate, the cost of insurance and well-being of knowing they’re covered far exceeds the cost of having to replace the hearing aids yourself.
Home insurance for people renting condos or apartments can be as little as $7.00 per month and protect you and your loved ones from theft, damage, fire, water damage and personal liability. Also it’s important to check if your hearing aids are covered when you travel. Depending on your type of vacations, unexpected occurrences can happen when you’re away and it’s crucial to have coverage to protect yourself and your belongings.